IND // Industry · Lending Platforms

AI systems for digital lenders and BNPL platforms.

BNPL, SME lending, revenue-based finance and consumer credit platforms — underwriting, collections and portfolio health in real time.

Where firms in this vertical hurt

The specific reality of running this business.

01
Underwriting can't keep pace with acquisition

You've automated the funnel but the decisioning still bottlenecks on a human review queue.

02
Early-stage delinquency is a data problem

You see the delinquency after it happens, not the behaviour that predicts it two weeks earlier.

03
Collections is treated as a call centre

It's a lifecycle journey. The firms that treat it that way recover 20–40% more.

Financial Intelligence — for this vertical

AI operating systems we build for this industry.

Fraud & AML Intelligence

AI monitoring for chargeback fraud, bonus abuse, IB collusion and transaction-monitoring for AML across jurisdictions.

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KYC & Onboarding Automation

Document AI, sanctions / PEP screening, source-of-funds analysis and adaptive onboarding by jurisdiction and product.

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Compliance & Regulatory AI

MiFID II, ASIC, FCA and CySEC reporting automation, communications surveillance and trade reconstruction.

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Executive & BI Dashboards

CFO / COO command centre — deposits, withdrawals, LTV, CAC and cohort P&L in one live view.

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AI Copilots & Internal Assistants

Firm-trained RAG assistants for dealers, compliance, support and operations — grounded in your data.

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Data Platform & Integrations

MT4 / MT5, cTrader, PrimeXM, Centroid, oneZero, CRM, PSP and ledger unification into a single data platform.

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Customer Journey CRM — for this vertical

Journey flows we build for this industry.

Customer Journey Builder

Visual multi-step flow canvas: triggers, splits, delays, A/B, adviser hand-off — the lifecycle journey engine finance has been missing.

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Activation & First Trade

Educational drip, demo-to-live conversion, platform tutorials and behaviourally-timed first-trade nudges.

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Retention & Dormancy

30 / 60 / 90-day inactivity re-engagement, drawdown empathy flows, win-back offers and reactivation journeys.

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AI Segmentation & Scoring

Predictive LTV, churn risk, next-best-action and look-alike modelling driven from your live customer graph.

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Attribution & Revenue Intelligence

Deposit-attributed marketing, campaign-to-mandate tracking and real-time budget reallocation across channels.

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Multi-Channel Messaging

Email, SMS, WhatsApp, in-app, push and adviser-call task — one orchestration layer across every touchpoint.

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Talk to Us

Scoping a build for a lending platforms? Send a two-line brief.