F04 // Financial Intelligence · Fraud & AML

AI fraud and AML intelligence for financial firms.

Chargeback fraud, bonus abuse, IB collusion and jurisdictional transaction monitoring — combined into a single continuous surveillance layer.

For brokerages, prop firms and fintechs where fraud losses, bonus abuse and AML exposure quietly compound.

The Problem

Why firms come to us for this.

01
Chargebacks eat the margin

Fraudulent deposits are indistinguishable from real ones until the acquirer emails you three weeks later.

02
Bonus abuse is industrialised

Multi-account rings extract promo credit at scale; rule-based detection catches yesterday's pattern.

03
AML monitoring is manual

Analysts wade through thousands of alerts a week; the real ones drown in false positives.

Anatomy

What we actually build for you.

Every engagement is bespoke — but the underlying architecture follows the same layered pattern. Owned by you, deployed on your infrastructure.

L05Analyst / MLRO workbench
L04AML + fraud decision engines
L03Entity resolution & graph layer
L02Device, behavioural & payment signal ingest
L01Regulatory reporting pipeline
Capabilities

What ships in the box.

Deposit fraud scoring

Real-time risk score at deposit time, blended from device, behavioural, network and payment signals.

Bonus / promo abuse detection

Graph-based detection of linked accounts, shared devices and coordinated activity.

IB collusion & wash-trading

Pattern detection across IB hierarchies and client clusters showing artificial volume and self-dealing.

AML transaction monitoring

Rules + ML hybrid engine tuned to your risk appetite, jurisdictions and typologies.

Sanctions & PEP screening

Continuous screening with adverse-media enrichment and audit-ready case files.

Investigator workbench

Case management, evidence trail and SAR-ready exports for your MLRO team.

Integrates with
StripeWorldpayPSP webhooksComplyAdvantageRefinitivOnfidoSumsub
Talk to Us

Scoping a build for a brokerage, wealth firm or fintech?

We take a small number of new engagements each quarter. Send a two-line brief and we'll respond within 48 hours.