How do brokers recover deposits with AI?
Brokers recover deposits with AI across four moves: intelligent PSP routing per client and jurisdiction, real-time failover to the highest-success PSP, abandoned-deposit recovery via segment-of-one journeys, and chargeback triage that pre-assembles evidence for dispute. Together these lift first-deposit conversion 15–30% for most brokers.
Brokers recover deposits with AI across four moves: intelligent PSP routing per client and jurisdiction, real-time failover to the highest-success PSP, abandoned-deposit recovery via segment-of-one journeys, and chargeback triage that pre-assembles evidence for dispute. Together these lift first-deposit conversion 15–30% for most brokers.
Payments is a first-class AI surface
The deposit funnel is the second-highest-friction moment in a retail broker's customer journey (after KYC). Every failed deposit is acquisition budget in the bin. AI closes the gap by routing intelligently, failing over quickly, recovering abandoned sessions and defending chargebacks.
Related questions
Do we replace our PSPs?
No. The orchestration layer sits above them and routes intelligently.
How much lift on first-deposit conversion?
15–30% in the first three months.
Chargeback defence uplift?
Successful chargeback rate typically rises 20–40% with AI-assembled evidence packs.
Price?
The Deposit & Funding Recovery productised build is £75k / 5 weeks.
Match2Pay / Praxis?
Excellent PSP orchestration vendors. The AI layer sits above them, not underneath.
Deposit recovery is the fastest-payback AI system in a retail broker. Payback often inside a quarter.
The £15k AI Diagnostic sizes the specific deposit-funnel opportunity.